A k\u00f6zponti bankok, a szab\u00e1lyoz\u00f3k \u00e9s a fel\u00fcgyeleti hat\u00f3s\u00e1gok technol\u00f3giahaszn\u00e1lata exponenci\u00e1lisan n\u00f6vekszik. A szab\u00e1lyoz\u00e1si \u00e9s megfelel\u00e9si k\u00f6vetelm\u00e9nyek hat\u00e9konyabb \u00e9s eredm\u00e9nyesebb teljes\u00edt\u00e9s\u00e9re szolg\u00e1l\u00f3 technol\u00f3gia (\u201eregtech\u201d), valamint szab\u00e1lyoz\u00e1si, fel\u00fcgyeleti \u00e9s fel\u00fcgyeleti c\u00e9lokra (\u201esuptech\u201d) val\u00f3 felhaszn\u00e1l\u00e1sa j\u00f3l megszil\u00e1rdult.<\/p>\n\n\n\n
Regtech \u00e9s suptech megold\u00e1sok jelennek meg a szab\u00e1lyoz\u00e1si f\u00f3kuszter\u00fcletek sz\u00e9les k\u00f6r\u00e9ben, bele\u00e9rtve a szab\u00e1lyoz\u00e1si v\u00e1ltoz\u00e1sok nyomon k\u00f6vet\u00e9s\u00e9t, a csal\u00e1sok felder\u00edt\u00e9s\u00e9t, az \u00fcgyf\u00e9l megismer\u00e9s\u00e9t (KYC), a terrorizmus finansz\u00edroz\u00e1sa elleni k\u00fczdelmet (CFT), a magatart\u00e1st \u00e9s a prudenci\u00e1lis kock\u00e1zatkezel\u00e9st, valamint a rendszerezett szab\u00e1lyoz\u00e1si jelent\u00e9seket. , val\u00f3s idej\u0171 kock\u00e1zati riaszt\u00e1sok el\u00e9r\u00e9se, az automatikus megfelel\u00e9s t\u00e1mogat\u00e1sa, valamint a term\u00e9szetes nyelvi feldolgoz\u00e1s haszn\u00e1lata a h\u00edrek \u00e9s a k\u00f6z\u00f6ss\u00e9gi m\u00e9dia figyel\u00e9s\u00e9re.<\/p>\n\n\n\n
A mesters\u00e9ges intelligencia (AI) \u00e9s m\u00e1s \u00faj technol\u00f3gi\u00e1k gyors fejl\u0151d\u00e9se az elm\u00falt \u00e9vekben r\u00e1vil\u00e1g\u00edtott arra is, hogy a technol\u00f3gia potenci\u00e1lisan felhaszn\u00e1lhat\u00f3 a k\u00f6zponti bankok alapvet\u0151 politikai tev\u00e9kenys\u00e9g\u00e9nek meger\u0151s\u00edt\u00e9s\u00e9re: kutat\u00e1s, makrogazdas\u00e1gi elemz\u00e9s, monet\u00e1ris politika v\u00e9grehajt\u00e1sa.<\/p>\n\n\n\n
A k\u00f6zponti bankok jelent\u0151s sikerrel alkalmazt\u00e1k a g\u00e9pi tanul\u00e1si technik\u00e1kat a statisztik\u00e1k, a makroelemz\u00e9s, a fizet\u00e9si rendszerek fel\u00fcgyelete \u00e9s fel\u00fcgyelete ter\u00e9n. „A jegybanki egy\u00fcttm\u0171k\u00f6d\u00e9s, p\u00e9ld\u00e1ul a tud\u00e1s megoszt\u00e1s\u00e1n \u00e9s a szak\u00e9rtelem \u00f6sszevon\u00e1s\u00e1n kereszt\u00fcl, nagy \u00edg\u00e9retet jelent abban, hogy a k\u00f6zponti bankok a mesters\u00e9ges intelligencia fejleszt\u00e9s\u00e9nek \u00e9lvonal\u00e1ban maradjanak” – \u00e1ll a BIS t\u00e9m\u00e1val foglalkoz\u00f3 friss k\u00f6zlem\u00e9ny\u00e9ben.<\/p>\n\n\n\n
Az felm\u00e9r\u00e9s szerint m\u00e1r 2021-ben a k\u00f6zponti bankok t\u00f6bb mint 80%-a big data-ot haszn\u00e1lt gazdas\u00e1gi elemz\u00e9sei \u00e9s politikai d\u00f6nt\u00e9sei al\u00e1t\u00e1maszt\u00e1s\u00e1ra, k\u00fcl\u00f6n\u00f6sen a gazdas\u00e1gkutat\u00e1s, a p\u00e9nz\u00fcgyi stabilit\u00e1s \u00e9s a monet\u00e1ris politika ter\u00fclet\u00e9n. \u00e9s suptech\/regtech. <\/p>\n","protected":false},"excerpt":{"rendered":"
A k\u00f6zponti bankok, a szab\u00e1lyoz\u00f3k \u00e9s a fel\u00fcgyeleti hat\u00f3s\u00e1gok technol\u00f3giahaszn\u00e1lata exponenci\u00e1lisan n\u00f6vekszik. A szab\u00e1lyoz\u00e1si \u00e9s megfelel\u00e9si k\u00f6vetelm\u00e9nyek hat\u00e9konyabb \u00e9s eredm\u00e9nyesebb…<\/p>\n","protected":false},"author":1,"featured_media":1490,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-292","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cbdc"],"_links":{"self":[{"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/posts\/292","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=292"}],"version-history":[{"count":1,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/posts\/292\/revisions"}],"predecessor-version":[{"id":294,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/posts\/292\/revisions\/294"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/media\/1490"}],"wp:attachment":[{"href":"https:\/\/digitalnews.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=292"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=292"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=292"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}