{"id":306,"date":"2024-06-10T06:30:20","date_gmt":"2024-06-10T06:30:20","guid":{"rendered":"https:\/\/digitalnews.hu\/?p=306"},"modified":"2024-06-10T06:30:20","modified_gmt":"2024-06-10T06:30:20","slug":"eu-a-bankoke-a-felelosseg-ha-ai-t-hasznalnak","status":"publish","type":"post","link":"https:\/\/digitalnews.hu\/?p=306","title":{"rendered":"EU: a bankok\u00e9 a felel\u0151ss\u00e9g, ha AI-t haszn\u00e1lnak"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Az EU t\u0151zsdefel\u00fcgyelete szerint ha AI-t haszn\u00e1lnak a bankok \u00e9s befektet\u00e9si c\u00e9gek, akkor \u00f6v\u00e9k a felel\u0151ss\u00e9g.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Az ESMA, vagyis az EU t\u0151zsdefel\u00fcgyelete azt mondja: a bankok \u00e9s a befektet\u00e9si c\u00e9gek nem h\u00e1r\u00edthatj\u00e1k \u00e1t a felel\u0151ss\u00e9get \u00e9s a jogi k\u00f6telezetts\u00e9geket a fogyaszt\u00f3k megv\u00e9d\u00e9se kapcs\u00e1n, ha AI-t haszn\u00e1lnak.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Az ESMA meghat\u00e1rozta, hogyan haszn\u00e1lhatnak a p\u00e9nz\u00fcgyi c\u00e9gek az EU-ban AI-t a napi m\u0171k\u00f6d\u00e9shez an\u00e9lk\u00fcl, hogy megszegn\u00e9k a MiFID t\u0151zsdei t\u00f6rv\u00e9nyt.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Azt mondj\u00e1k, hogy m\u00edg az AI remek \u00fcgyf\u00e9lkiszolg\u00e1l\u00e1st \u00e9s j\u00f3 befektet\u00e9si strat\u00e9gi\u00e1kat \u00edg\u00e9rhet, addig kock\u00e1zat is, p\u00e9ld\u00e1ul a kereskedelmi befektet\u0151k v\u00e9delm\u00e9re is nagy hat\u00e1ssal lehet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Az ESMA szerint a c\u00e9gek d\u00f6nt\u00e9se a vezet\u0151 test\u00fcletek felel\u0151ss\u00e9ge marad, mindegy, hogy ember vagy AI-alap\u00fa eszk\u00f6z hozta azt. A szolg\u00e1ltat\u00e1sok \u00e1talak\u00edt\u00e1sakor \u00edgy mindegy, milyen eszk\u00f6zt v\u00e1lasztanak, k\u00f6telesek az \u00fcgyf\u00e9l \u00e9rdeke szerint elj\u00e1rni. Mindez a k\u00fcls\u0151s AI-technol\u00f3gi\u00e1k alkalmaz\u00e1s\u00e1ra (ak\u00e1r ChatGPT vagy Google Bard) is vonatkozik, akkor is, ha arr\u00f3l nem tud a vezet\u00e9s vagy nem hagyta j\u00f3v\u00e1. Az ESMA szerint a vezet\u00e9s k\u00f6teles \u00e9rteni az AI technol\u00f3gia alkalmaz\u00e1s\u00e1t \u00e9s haszn\u00e1lat\u00e1t a c\u00e9gen bel\u00fcl, \u00e9s gondoskodni megfelel\u0151 fel\u00fcgyeletr\u0151l.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Az ESMA el\u0151\u00edr\u00e1sai \u00e9s \u00e1ll\u00e1sfoglal\u00e1sai f\u00fcggetlenek az EU j\u00f6v\u0151 h\u00f3napban v\u00e1rhat\u00f3 AI-t\u00f6rv\u00e9nyeit\u0151l \u00e9s a G7 t\u00f6rekv\u00e9seit\u0151l, \u00edgy ut\u00f3bbiakat ezeken fel\u00fcl kell majd betartani.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az EU t\u0151zsdefel\u00fcgyelete szerint ha AI-t haszn\u00e1lnak a bankok \u00e9s befektet\u00e9si c\u00e9gek, akkor \u00f6v\u00e9k a felel\u0151ss\u00e9g. Az ESMA, vagyis az&hellip;<\/p>\n","protected":false},"author":1,"featured_media":98,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-306","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ai-agi-chat-gpt-gemini"],"_links":{"self":[{"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/posts\/306","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=306"}],"version-history":[{"count":1,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/posts\/306\/revisions"}],"predecessor-version":[{"id":307,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/posts\/306\/revisions\/307"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/media\/98"}],"wp:attachment":[{"href":"https:\/\/digitalnews.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=306"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=306"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=306"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}