N\u00e9gy \u00e9v ut\u00e1n el\u0151sz\u00f6r ism\u00e9t n\u00f6vekedett a fintech c\u00e9gekbe \u00e1raml\u00f3 kock\u00e1zati t\u0151ke 2025-ben, \u00edgy meghaladta az el\u0151z\u0151 k\u00e9t \u00e9ves szintet: glob\u00e1lisan 55,94 milli\u00e1rd doll\u00e1r \u00e9rkezett a szektorba, ami 25 sz\u00e1zal\u00e9kos b\u0151v\u00fcl\u00e9s a 2024-es 44,75 milli\u00e1rd doll\u00e1rhoz k\u00e9pest a PitchBook adatai szerint – k\u00f6z\u00f6lte a Bloomberg.<\/p>\n\n\n\n
Az \u00e9v legnagyobb fintech sztorijair\u00f3l itt \u00edrtunk r\u00e9szletesen:
A legnagyobb nyertesek a predikci\u00f3s piacok lettek, amelyek az online fogad\u00e1sok ir\u00e1nti lelkesed\u00e9s hull\u00e1m\u00e1t lovagolj\u00e1k meg. A sport- \u00e9s m\u00e1s esem\u00e9nyek kimeneteleire fogad\u00e1st lehet\u0151v\u00e9 tev\u0151<\/p>\n\n\n\n
Polymarket \u00e9s Kalshi egy\u00fcttesen 3,71 milli\u00e1rd doll\u00e1r t\u0151k\u00e9t vontak be, ezzel az \u00e9v legnagyobb amerikai befektet\u00e9si k\u00f6reit z\u00e1rt\u00e1k. A Polymarket okt\u00f3berben 2 milli\u00e1rd doll\u00e1ros befektet\u00e9si k\u00f6rt h\u00fazott be, amely 9 milli\u00e1rd doll\u00e1ros c\u00e9g\u00e9rt\u00e9ket eredm\u00e9nyezett. A Kalshi ugyanebben a h\u00f3napban 300 milli\u00f3 doll\u00e1rt szerzett, majd decemberben tov\u00e1bbi 1 milli\u00e1rd doll\u00e1rt vont be, 11 milli\u00e1rd doll\u00e1ros v\u00e1llalat\u00e9rt\u00e9kel\u00e9s mellett. Az ilyen m\u00e9ret\u0171 befektet\u00e9si k\u00f6r\u00f6k az elm\u00falt \u00e9vekben egyre ritk\u00e1bb\u00e1 v\u00e1ltak.<\/p>\n\n\n\n
\u00c9ves szinten legut\u00f3bb 2021-ben n\u0151tt a fintech szektorba \u00e1raml\u00f3 kock\u00e1zati t\u0151ke, az akkori k\u00f6zel nulla kamatszinttel \u00e9s a vil\u00e1gj\u00e1rv\u00e1nnyal magyar\u00e1zhat\u00f3 befektet\u00e9si l\u00e1znak k\u00f6sz\u00f6nhet\u0151en. A mostani befektet\u00e9si \u00f6sszeg azonban m\u00e9g mindig kevesebb mint a fele a 2021-es 123,99 milli\u00e1rd doll\u00e1rnak. Az \u00fcgyletek sz\u00e1ma r\u00e1ad\u00e1sul 19 sz\u00e1zal\u00e9kkal cs\u00f6kkent, ami arra utal, hogy a rendelkez\u00e9sre \u00e1ll\u00f3 t\u0151ke egyre kevesebb v\u00e1llalatn\u00e1l koncentr\u00e1l\u00f3dik.<\/p>\n\n\n\n
„A befektet\u0151k ink\u00e1bb a kateg\u00f3ri\u00e1juk v\u00e9lt gy\u0151zteseire tesznek nagyobb t\u00e9teket. A legkev\u00e9sb\u00e9 arra van sz\u00fcks\u00e9g, hogy a m\u00e1r megl\u00e9v\u0151 \u00f6t szerepl\u0151 mell\u00e9 m\u00e9g t\u00edz \u00faj is bel\u00e9pjen” \u2013 mondta Matt Streisfeld, az Oak HC\/FT fintech-befektet\u00e9si c\u00e9g partnere.<\/p>\n\n\n\n
A Trump-adminisztr\u00e1ci\u00f3 laz\u00e1bb szab\u00e1lyoz\u00e1si k\u00f6rnyezete szint\u00e9n kedvez a szektornak: a fintech- \u00e9s kriptoc\u00e9gek k\u00f6nnyebben tal\u00e1lnak banki partnereket. A Coinbase az id\u00e9n a Citigrouppal \u00e9s a PNC-vel is partners\u00e9gre l\u00e9pett. A kedvez\u0151 k\u00f6rnyezet a kriptoc\u00e9gekn\u00e9l t\u0151zsdei bevezet\u00e9si hull\u00e1mot is elind\u00edtott: a Circle, a Gemini, a Chime, a Klarna \u00e9s a Wealthfront egyar\u00e1nt t\u0151zsd\u00e9re l\u00e9pett 2025-ben, \u00e9s 2026-ra is tov\u00e1bbi fintech IPO-kat v\u00e1r a piac.<\/p>\n\n\n\n
Tov\u00e1bb a cikrre:<\/mark> portfolio.hu<\/a> \u00e9s bloomberg.com<\/a> – polymarket.com<\/a> \u00e9s kalshi.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":" N\u00e9gy \u00e9v ut\u00e1n el\u0151sz\u00f6r ism\u00e9t n\u00f6vekedett a fintech c\u00e9gekbe \u00e1raml\u00f3 kock\u00e1zati t\u0151ke 2025-ben, \u00edgy meghaladta az el\u0151z\u0151 k\u00e9t \u00e9ves szintet:…<\/p>\n","protected":false},"author":1,"featured_media":6055,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-6053","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech-neobank"],"_links":{"self":[{"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/posts\/6053","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6053"}],"version-history":[{"count":4,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/posts\/6053\/revisions"}],"predecessor-version":[{"id":6059,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/posts\/6053\/revisions\/6059"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=\/wp\/v2\/media\/6055"}],"wp:attachment":[{"href":"https:\/\/digitalnews.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6053"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6053"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/digitalnews.hu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6053"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}